As a child care provider, do you want to transport children from different families using a cargo bike? The CargoX has a dual-belt system that secures two children in the cargo area. In the standard configuration, therefore, plan for two children. Also check for each child whether the seat provides sufficient support. Add up the total weight of the children and luggage: the cargo box has a maximum capacity of 100 kg. Since you’re caring for other people’s children, check with your child care agency and your insurance provider in advance to ensure that transportation during child care hours is covered by your agreements and insurance policy. Also, make clear arrangements with the parents.
In this article, you'll learn what to keep in mind as a child care provider: kitchen space and seat belts, insurance and liability, a routine for children you don't know very well yet, and a trial run that simulates a real workday.
How many children can you secure in the CargoX?
The CargoX has a dual-belt system that secures two children in the carrier. Therefore, plan on carrying two children per trip in the carrier.
There’s plenty of room. The stroller is 100 cm long and 70 cm wide. So it can hold more than just two children—for example, diaper bags, a change of clothes, and a bag of fruit. But just because there’s extra space doesn’t mean you can fit a third child in there.
There are configurations that include an extra bench seat in the front. For a child care provider, the question isn’t whether a third child will fit, but whether that child is just as securely fastened as the other two. Do you want to transport three children? Then ask the dealer exactly which seats and seat belts are available for the model you’re considering. To find out what having three children in a car means in practice, read Cargo bike with three children: Does it really fit, and is it safe?
Pay attention to the weight and the seat
The CargoX can carry up to 100 kg in its cargo area. Add it all up: kids, bags, a rain cover that you carry folded up, and groceries picked up along the way. Just to be safe, weigh what you usually carry on a typical day. That way, you’ll know how much wiggle room you have left.
Also keep the law in mind. According to the Central government Children under the age of 8 must have a safe seat on a bicycle that provides adequate support for their back, hands, and feet. We verified this information with the Dutch government on September 25, 2026. So check for each child whether the spot in the trailer provides that support. This may differ for a small toddler compared to a six-year-old.
Insurance and Liability: What to Keep in Mind as a Childcare Provider
If you drive your own children, you arrange that within your family. As a child care provider, you drive children who have been entrusted to your care. That feels different—and it is different. The national government states that Become a Child Care Provider that you need to have various types of insurance. Ask your child care agency or trade association which ones these are. They also know which insurers offer insurance policies for child care providers.
Two Types of Insurance
It helps to distinguish between two things:
- Insurance for the bicycle itself. This one is about theft and damage to your cargo bike. The STOER bicycle insurance For example, it offers replacement-value coverage, no deductible in the event of theft, and 24/7 assistance.
- Insurance for your work as a child care provider. These policies cover your role as a caregiver for other people’s children. You can find out which ones you need and what they cover by reading the terms and conditions of your own policies and discussing them with your child care agency.
Don't assume that one insurance policy covers another. Bicycle insurance covers the bicycle and is different from the insurance policies associated with your work as a child care provider.
Questions for Your Childcare Agency or Insurance Provider
Keep these questions in mind, and you'll quickly know where you stand:
- Do my insurance policies cover transportation by (electric) cargo bike during childcare hours, or are those trips excluded?
- What happens if a child is injured during a ride?
- Does it matter how many children I'm transporting at one time?
- Do I need to report or record my use of a cargo bike?
- Does the child care agency have its own policies or guidelines regarding transportation?
Ask for the answers in writing or by email. That way, you'll be able to find them when you need them.
Arrangements with the parents
Parents who entrust their child to you want to know how you handle their child while driving. Be open about this. Here are a few practical points to go over together:
- which trips you take, such as to school, the playground, or the library;
- that their child is always secured with a seat belt;
- what to do in bad weather, such as using the rain tent or box cover, or canceling the ride;
- whether parents want to provide a helmet, and who will be responsible for it.
Document these agreements, for example, in your working arrangements with the child care agency. Clear agreements prevent surprises—for you and for the parents.
Getting in and out of the car with children you don't know very well
Your own children are often already familiar with the routine. A child who comes two days a week still has to learn it. Some children climb right into the bin, while others want to take a look first. So make sure to do it the same way every time.
The CargoX's double step provides stability when getting in and out. The non-slip floor helps little feet step into the seat. A set routine does the rest:
- Put the bike on its kickstand and turn it off before a child gets on it.
- Have the other children wait in a designated, safe spot, away from the street.
- Place one child at a time in the car seat and fasten the seat belt immediately.
- Check each seat belt with your hand before you drive off.
- When you get out of the car, first unbuckle your seat belt, then take the child out, and only then take out the next child.
Stick to the order, even if you're in a hurry. Agree in advance on who gets to get in first, so there won't be any arguments at the curb. You can find more tips about the routine itself in Helping children get in and out of the car safely: a routine. If you'd like to review the basics, check out How do you safely transport two children in a cargo bike?
When a test drive with an actual load is advisable
A test drive with an empty car doesn't tell you much about your typical workday. The handling changes when there are two kids and a few bags inside. Schedule a test drive with a load if you:
- especially when driving with two children and bags;
- want to know what braking and cornering feel like with a load in the truck;
- is unsure about a configuration with an extra seat;
- if your route includes narrow sidewalks, curbs, or a difficult driveway.
Bring something that weighs about the same as a typical ride, and also test parking and putting the bike on its stand. You can read about how to do that in Cargo Bike Test Ride with a Load: How to Test It Realistically.
Not sure if it fits into your daycare schedule? Schedule a test drive at a dealership near you, and bring any questions you have about seat belts and car seats.
