A business electric cargo bike A business electric cargo bike is the smart solution for urban transportation for more and more entrepreneurs. Whether you're delivering packages, transporting tools or delivering flowers to customers, the right cargo bike will save you time, money and contribute to a cleaner city. In this blog you will read why the STOER CargoX is the perfect choice for your business. We cover the tax advantages, practical applications per profession and the unique branding possibilities that will make your company visible on the streets.
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Buy business electric cargo bike with tax benefits
You'll find this in the article
- Why do business owners choose a business electric cargo bike?
- The STOER CargoX: built for business use
- Tax benefits for business owners: up to 60% savings
- Municipal grants: additional benefit by region
- Business electric cargo bike by profession: practical applications
- Making your company visible: branding opportunities on the CargoX
- Business electric cargo bike versus van: the comparison
- Safety and security: included as standard
- The technology behind the CargoX
- Leasing or buying: which suits your business?
- Getting started with your business electric cargo bike
- Frequently asked questions about business electric cargo bikes
Why do business owners choose a business electric cargo bike?
The trend is clear: More and more companies are switching from vans to electric cargo bikes. This is not coming out of the blue. Inner cities are becoming more car-free, environmental zones are expanding and parking costs are rising. A business electric cargo bike offers a practical alternative that solves these problems.
With an electric cargo bike, you ride smoothly through heavy city traffic. You are not dependent on time slots for loading and unloading. You just park on the sidewalk, without parking fees or fines. Where colleagues with delivery vans are stuck in traffic, you deliver your next package.
"We see entrepreneurs making the switch every day," says Thomas of STOER Bikes. "Especially delivery services and artisan businesses are discovering that they work faster and cheaper with a cargo bike than with a bus."
The financial benefits are immediate. No fuel costs, no road tax, no expensive insurance. On top of that, there are tax benefits that we discuss in detail later.
Want to learn more about the benefits of electric business transportation? Then read our blog on tax benefits of a business electric bike in 2025.
The STOER CargoX: built for business use
Not every cargo bike is suitable for intensive business use. The STOER CargoX is specifically designed for entrepreneurs who rely on their cargo bike every day. Winner of the German Design Award 2025, this cargo bike combines Dutch craftsmanship with innovative technology.
What makes the CargoX unique for business use?
The CargoX features a Bafang 250W motor with 92Nm of torque. This is significantly more than standard cargo bikes offer. This allows you to effortlessly transport heavy loads up to 150 kg. The 960Wh battery gives you a range of 60 to 100 kilometers, depending on the load. Enough for a complete working day without recharging in between.
The Gates CDX belt drive ensures minimal maintenance. Whereas a traditional chain requires attention every 2,000 kilometers, a belt lasts 20,000 to 30,000 kilometers. For businesses, this means less downtime and lower maintenance costs. The belt is quiet, clean and does not rust. Ideal if you do a lot of mileage every day.
The bin made of EPP material measures 100 by 70 centimeters. This fully recyclable material is light but strong. The high side walls protect your cargo from wind and weather. The optional business cover keeps everything dry and out of sight.
Want to know more about the technical specifications? Then check out the CargoX product page.
Tax benefits for business owners: up to 60% savings
Buying a business electric cargo bike is made extra attractive by the tax schemes offered by the government. As a business owner, you can take advantage of several deductions that together can save you up to 60%.
Environmental Investment Allowance (MIA).
The MIA scheme offers 36% additional deduction of the investment amount on top of the regular depreciation. Electric cargo bikes fall under code A 3119 of the Environmental List 2025. To take advantage of this scheme, register the investment with the Rijksdienst voor Ondernemend Nederland (RVO) within three months of purchase.
Random depreciation of environmental investments (VAMIL)
VAMIL allows you to write off 75% of the investment at a time of your choice. This gives you flexibility in your tax planning. In a year of high profits, you can choose to accelerate depreciation to reduce your tax burden.
Small-scale investment deduction (KIA)
The KIA offers up to 28% additional deductions for investments between €2,801 and €387,580. Combine this scheme with the MIA for maximum tax benefit.
Calculation example for the €6,495 CargoX:
| Regulation | Percent | Amount |
|---|---|---|
| MIA (36% of 90% investment amount) | 36% | €2.104 |
| KIA (28% at this investment) | 28% | €1.819 |
| VAT refund | 21% | €1.126 |
| Total tax benefit | €5.049 |
At a tax rate of 49.5%, the combination of MIA and KIA in this example gives you over €1,942 in direct tax savings. Add in the VAT refund and your net investment drops sharply.
"Many business owners are surprised by the tax advantages of our CargoX," says Thomas. "You can take advantage of KIA, MIA and VAT deductions. Combined, that can save you quite a bit on your investment."
Want to know more about tax deductions? Then read our blog on tax advantages of an electric cargo bike for business owners.
Municipal grants: additional benefit by region
In addition to the national schemes, many municipalities offer additional subsidies for electric cargo bikes. These subsidies vary by city and can be as much as €2,000 per cargo bike.
Amsterdam, through its Clean Air program, offers up to €2,000 in subsidies for business owners who switch to electric transport. Rotterdam, The Hague and Utrecht have similar schemes with amounts between €1,000 and €1,500. Smaller municipalities are also increasingly offering incentive schemes.
"A customer in Utrecht received a €1,500 subsidy for his CargoX," Thomas explains. "That suddenly made the investment very interesting. It pays to research carefully what subsidies are available in your specific region."
Please note that many municipal grant pots operate on an "up is up" basis. Submit your application as early in the year as possible for the best chance of being awarded.
Want to know more about grants? Then read our blog on subsidy opportunities for electric cargo bikes in 2025.
Business electric cargo bike by profession: practical applications
A business electric cargo bike suits many more professions than you might think. Below we discuss the benefits for different industries.
Delivery and courier services
For package deliverers and couriers, the cargo bike is a game changer. According to DHL, delivery drivers with a cargo bike deliver twice as many packages per hour as with a van. In busy city centers, you make the difference by avoiding traffic jams and parking directly in front of the door.
With 150 kg payload, the CargoX offers room for dozens of packages. The thick fatbike tires provide stability on cobblestones and streetcar rails. With built-in GPS tracking, you always know where your cargo bike is. The PIN code immobilizer prevents unauthorized use by employees or third parties.
Want to know more? Then read our blog about configurations for delivery with an electric cargo bike.
Craft occupations: plumbers, electricians and painters
For professionals who transport tools and materials daily, the cargo bike offers practical advantages. You drive straight to the job without parking hassles. In narrow streets and on sidewalks where vans can't get there, you're already there.
The CargoX's spacious bin provides room for toolboxes, pipework or paint buckets. With the cover lid, everything stays dry and safe. The electric assistance ensures you won't arrive at the customer's door sweaty, even with a full load.
Florists and caterers
For florists, speed and presentation is everything. Flowers must arrive fresh to the customer. With a cargo bike you deliver faster than with a car in heavy city traffic. The large container has room for multiple bouquets and floral arrangements.
Caterers enjoy the same benefits. Packed lunches, snacks or complete meals are safely transported in the sheltered cargo box. At events in car-free areas, the cargo bike makes you the only one who can deliver directly.
Hospitality entrepreneurs and food trucks
More and more hospitality entrepreneurs are discovering the cargo bike as a mobile point of sale. From coffee carts to ice cream sellers, the bakfiets offers flexibility that a fixed location does not. You are visible in the streets and attract customers with a unique appearance.
"We have been riding a Stoer bicycle for a year now without any problems. Even the battery capacity has not deteriorated. And when you then see other brands where after a year the rust marks are visible I am glad I spent a little more and now have a bike made entirely of aluminum. And this one stays really neat!!!"
What are the main conclusions about the weight difference between drive systems?
"Purchased a STOER Bike last year after trying several fatbikes. STOER is by far the best! Still very much enjoy my purchase. In addition, the service is top notch!"
"The bike is perfect for people with long legs. Sitting comfort is perfect for long distances."
Making your company visible: branding opportunities on the CargoX
One of the biggest advantages of a business electric cargo bike is the visibility it provides. Where a van blends into traffic, a cargo bike stands out. Especially if you add your company branding to it.
Stickers: your driving advertising column
The CargoX offers extensive options for lettering. All panels of the body are suitable for lettering with your logo, company name and contact information. The large surface of the body gives you more space than the side of a van.
A fully stickered cargo bike is a driving billboard. Everywhere you go, you see it. In shopping streets, at customers' doors, in busy squares. You make an impression without additional marketing costs.
The stickers are weatherproof and will stay beautiful for years. Choose an eye-catching design that matches your corporate identity. Consider contrasting colors that are highly visible on the streets. Don't forget your website and phone number so interested parties can contact you directly.
Projecting a professional image
A business that chooses an electric cargo bike exudes sustainability and innovation. Customers appreciate business owners who are environmentally conscious. You show that you are investing in your business and thinking about the future.
The CargoX's sleek design fits a professional image. The aluminum frame stays clean for years, without rust spots seen on cheaper models. The Gates CDX belt drive looks modern and high-tech.
"Once your cargo bike appears on the streets, you are advertising your business," says Joeri of STOER Bikes. "It's an investment that pays for itself in brand awareness."
Business electric cargo bike versus van: the comparison
Many business owners hesitate between a cargo bike and a van. Below we list the main differences.
| Aspect | STOER CargoX | Vans (diesel) |
|---|---|---|
| Purchase Price | From €6,495 | Starting at €20,000 |
| Fuel cost per 100 km | €0.25 (electricity) | €12-15 (diesel) |
| Annual maintenance | €100-200 | €800-1.200 |
| Parking fees | €0 | €500-2,000+ per year |
| Road tax | €0 | €300-600 per year |
| Secured | Optional (from €150/year) | Mandatory (€600-1,200/year) |
| Environmental zone access | Always allowed | Limited as of 2025 |
| CO2 emissions | 0 grams | 150-200 grams/km |
| Annual total cost | €500-800 | €5.000-8.000 |
The savings of €4,000 to €7,000 per year makes the cargo bike a smart choice for business owners who operate a lot in the city. The payback on your investment is often within the first year.
Want to know more about financial benefits? Then read our blog on fuel savings when switching to electric fatbikes.
Safety and security: included as standard
A business electric cargo bike represents a substantial investment. Therefore, the CargoX comes standard with extensive security features.
Standard security features:
- PIN code immobilizer: the engine starts only with the correct code
- Built-in GPS tracking: always know where your cargo bike is
- Integrated turn signals: safe driving in traffic
- Tektro hydraulic disc brakes: reliable braking at full load
- LED daytime running lights: optimum visibility
The turn signals are integrated into the body, just like a car. This increases your safety in heavy city traffic. The complete lighting system including brake lights ensures that other road users see you clearly.
STOER Bikes offers specially designed insurance policies for their models. With three years of new value coverage, no deductible for theft and 24/7 roadside assistance.
Want to know more about security? Then read our blog about the best locks for electric fatbikes.
The technology behind the CargoX
The CargoX is distinguished by innovative technology designed specifically for intensive business use.
Gates CDX belt drive
The Gates CDX is the industry standard for belt drive on bicycles. The carbon belt replaces the traditional metal chain and offers great advantages. No oil or lubrication required, so no dirty hands or stains on clothing. The belt is quiet and does not rust. When used correctly, it lasts three to five times longer than a chain.
For business use, this is gold. Less maintenance means less downtime. Your cargo bike is always available when you need it.
Want to know more? Then read our blog about the benefits of belt drive.
Bafang motor with automatic transmission
The Bafang H720 motor delivers 92Nm of torque, enough for the heaviest loads. The two-speed automatic shifting system ensures that you always have optimal support. No manual shifting required. You can stay fully focused on the traffic.
The motor responds to your pedaling force via a sensitive sensor. This gives a natural cycling feeling, even with a full load. The maximum speed of 25 km/h meets all legal requirements.
Fatbike tires for stability
The CargoX has extra-thick tires: 20×4 inches at the rear and 16×4 inches at the front. These fatbike tires give unique advantages for business use. They do not get stuck in streetcar rails, a common problem with narrow tires. On cobblestones and bumpy roads, they absorb shocks. When fully loaded, they give extra stability.
The wide tires also increase grip in all weather conditions. Rain, leaves or light snow pose no problem.
Leasing or buying: which suits your business?
You can buy the CargoX outright or choose to lease it. Both options have advantages depending on your situation.
Purchase: You are an immediate owner and can take advantage of all the tax benefits yourself. You reclaim the VAT, process the KIA and MIA in your tax return. After depreciation, you no longer have monthly expenses.
Leasing: You don't have a large investment all at once. Monthly costs are predictable and fully deductible as a business expense. Maintenance and insurance are often included in the monthly fee.
"Leasing is becoming increasingly popular with delivery services," says Thomas. "Especially for entrepreneurs who want multiple cargo bikes. No big investment all at once, but all the benefits of a complete fleet right away."
Want to know more? Then read our blog about subsidies for electric cargo bikes in the Netherlands.
Getting started with your business electric cargo bike
Ready to make the switch to a business electric cargo bike? At STOER Bikes, we'd love to help you out. Schedule a test ride to experience the CargoX for yourself. Our advisors will calculate your tax advantages and inform you about the possibilities for stickers.
STOER Bikes was founded in 2022 by brothers Thomas and Joeri in Aalsmeer. The company specializes in electric fatbikes and belt drive cargo bikes. With a Trustpilot score of 4.7 out of 5 stars and the German Design Award 2025 for the CargoX, you know you're choosing quality.
Visit a dealer near you or schedule an immediate test ride.
Frequently asked questions about business electric cargo bikes
What does a business electric cargo bike cost?
The STOER CargoX starts from €6,495. With tax advantages such as MIA, VAMIL and KIA, your net investment can drop to about €3,500. Municipal subsidies can reduce this amount further.
What tax advantages are there for a business cargo bike?
You can take advantage of MIA (36% additional deduction), VAMIL (75% random depreciation), KIA (up to 28% deduction) and VAT refund. The combination can add up to 60% savings on your investment.
How far will I get with a full battery?
The CargoX has a 960Wh battery with a range of 60 to 100 kilometers, depending on load and driving style. For most entrepreneurs, this is more than enough for a working day.
Can I have my company logo on the cargo bike?
Yes, all panels of the CargoX bin are suitable for stickering. You can have your full corporate identity, logo, contact information and slogan applied. This makes your cargo bike a driving billboard.
How much weight can the CargoX carry?
The maximum load capacity is 150 kilograms. The bucket measures 100 by 70 centimeters and provides space for large loads. The powerful 92Nm engine ensures effortless driving even with a full load.
Is belt drive maintenance expensive?
No, the Gates CDX belt drive is actually low maintenance. No lubrication or regular replacement required. The belt lasts 20,000 to 30,000 kilometers. Your annual maintenance costs are between €100 and €200.
How do I secure my business cargo bike against theft?
The CargoX has standard PIN code immobilization and GPS tracking. Combined with a good lock such as the ABUS chain lock, you offer maximum protection. STOER Bikes also offers special insurances.
Can I use an electric cargo bike in environmental zones?
Yes, electric cargo bikes are always welcome in environmental zones. You won't be affected by access restrictions that will apply to diesel vehicles in more and more cities starting in 2025.