Using an electric fatbike for business is becoming increasingly popular among Dutch companies. Whether you deliver packages, visit customers or simply want to combine commuting with exercise, a business e-fatbike offers unique advantages. Therefore, in this article you will discover all about motor choices, battery capacity, frame options and the tax advantages of using an electric fatbike for business.
Why do companies choose electric fatbikes for business?
More and more business owners are discovering the benefits of an electric fatbike for business use. This is because the combination of fat tires, electric support and a tough look makes these bikes suitable for a variety of business applications. From delivery services to consultants visiting clients: using an electric fatbike for business therefore saves time and money. Moreover, it is also good for the environment.
The wide tires of a fatbike offer extra grip and stability, even on wet roads or loose tiles. This therefore makes them reliable for daily business use, regardless of the weather. Where a regular bike can slip on streetcar rails or muddy paths, for example, a fatbike rolls smoothly over them. So for companies that want their employees to cycle safely and comfortably, this is a big plus.
Electric support also plays an important role in this regard. In fact, employees arrive at customers or the office fresh and without sweat patches. In addition, the motor helps transport materials or tools without compromising speed. So using an electric fatbike for business means more productive employees and therefore less absenteeism due to more exercise.
Which motor suits your electric fatbike business?
When choosing an electric fatbike for business use, the motor is one of the most important components. This is because in the Netherlands, an e-bike is allowed to have a maximum of 250 watts of power to ride on the bike path without a license plate and helmet. The support here stops automatically at 25 km/h. This, of course, also applies to business e-fatbikes.
Center motor versus hub motor
A center motor sits centrally in the frame, namely around the bottom bracket. This creates a natural riding feel and a low center of gravity. When carrying heavy gear, this keeps the bike well balanced. The UrbanX and CityX from STOER Bikes, for example, use the Bafang H720 center motor with 55 Nm of torque. Moreover, this motor automatically shifts between two gears, making pedaling smooth and intuitive.
A hub motor, on the other hand, sits in the rear or front wheel. Its advantage is mainly its simple construction and low maintenance. For lighter business tasks, this can work just fine. Still, most businesses end up choosing a mid-motor precisely because of its better weight distribution and more natural ride.
Torque is as important as power
In addition to engine power, torque (expressed in Newton meters or Nm) also determines pulling power. After all, a higher Nm value means more power when accelerating and climbing. Therefore, for business use with regular transport of materials or tools, at least 50 Nm is recommended. The CargoX cargo bike from STOER Bikes delivers as much as 92 Nm, specially designed for heavy loads up to 150 kg.
How to choose the right battery capacity for business use?
Battery capacity determines how many miles you can travel on one charge. So for using an electric fatbike for business, this is an important consideration. After all, you don't want to run out of power halfway through the day.
Understanding watt-hours
Battery capacity is expressed in watt-hours (Wh). Therefore, the higher this number, the greater the range. With normal use, count on about 10-15 Wh per kilometer. With heavily loaded bikes or hilly terrain, however, this can increase to 20 Wh per kilometer. A 720 Wh battery therefore offers a range of 80-100 km under normal conditions.
STOER Bikes therefore equips the UrbanX and CityX with a 720 Wh battery (48V). This is more than sufficient for most business applications within the city or for commuting up to 50 km one way. The CargoX has an even larger 960 Wh battery, ideal for intensive business use with heavy loads.
Removable battery for flexible charging
A removable battery offers especially practical advantages for business use. This is because you simply charge the battery at your desk while the bike is outside. This is particularly useful if you don't have a charging point at the bike park. All STOER Bikes models therefore have a removable battery that you can charge both in and out of the frame.
Charging time varies between 4 and 8 hours, depending on the model and remaining charge. So plan your charging times smartly: charging at night or during meetings ensures that your bike is always ready for use.
Which frame type suits your business activities?
The frame type of your electric fatbike largely determines its ease of use and suitability for specific tasks. Indeed, for business use, three main categories can be distinguished.
High step for stability
A high-entry frame (also called a "men's frame") offers maximum rigidity. This is because forces are optimally distributed across the frame due to its triangular construction. This makes it suitable for transporting heavy materials or for intensive use. The UrbanX for example, has a sturdy frame that can handle loads up to 180 kg, including rider and passenger.
Low entry for convenience
A frame with low entry, on the other hand, makes getting on and off easier. This is especially ideal for delivery services where you often have to stop and get back on. So a low step-in frame is also more comfortable for employees who are less agile or wear business attire. The CityX from STOER Bikes therefore combines a low step-through with the sturdiness you need for business use.
Cargo bike for maximum loading capacity
For companies that regularly transport larger loads, an electric cargo bike is obviously the best choice. In fact, the CargoX from STOER Bikes offers a 100×70 cm cargo box with room for 150 kg of cargo. Thanks to the thick fatbike tires, the bike remains stable even when fully loaded. This cargo bike did not win the German Design Award 2025 in the bicycle category for nothing.
Belt drive: the low-maintenance alternative
When choosing an electric fatbike for business, the type of drive is also an important factor. In fact, traditional chain drive requires regular maintenance: lubrication, tensioning and replacement. In contrast, a belt drive offers a low-maintenance alternative that is becoming increasingly popular with business users.
Benefits of the Gates CDX belt
STOER Bikes deliberately chooses the Gates CDX belt drive on all their models. This carbon belt lasts 20,000 to 30,000 km, while a traditional chain needs replacement after only 3,000 to 6,000 km. So for companies that use their bikes on a daily basis, this means significantly less maintenance and downtime.
Moreover, the belt does not need to be lubricated and therefore does not attract dirt. Your pants or work clothes therefore remain clean, even if you have just come from a customer visit. For mechanics, consultants or delivery people who need to appear presentable, this is therefore a practical advantage that should not be underestimated.
Quiet and smooth ride
A belt drive also produces less noise than a chain. This therefore contributes to a more comfortable riding experience, especially in combination with the automatic two-speed transmission of the Bafang motor. You don't shift gears yourself here; in fact, the motor automatically adjusts based on your pedaling power and speed.
Securing your electric fatbike business
A business bike is an investment that you obviously want to protect well. After all, e-bike theft is on the rise, so good security is not a luxury but a necessity. When choosing an electric fatbike for business use, security therefore deserves extra attention.
PIN code immobilizer
Modern e-fatbikes like those from STOER Bikes have a built-in immobilizer. Without the correct PIN code, the bike simply won't start. This therefore makes the bike less attractive to thieves, since without assistance a heavy fatbike is difficult to carry around.
GPS tracking for fleet management
Companies with multiple bikes also benefit from GPS tracking. This is because you can see exactly where each bike is, which is useful for planning and in case of theft. The CargoX therefore has GPS tracking built in as standard. With other models, you can add a GPS tracker add as an accessory.
Purchase insurance
A good bicycle insurance protects your investment against theft, damage and breakdown. When comparing, pay particular attention to accessory coverage and the deductible in case of theft. STOER Bikes in fact offers a specially developed insurance with new value coverage for 3 years and also no excess in case of theft.
Tax advantages of an electric fatbike business
The Dutch government encourages business cycling with attractive tax schemes. So this makes an electric fatbike even more interesting for business. Below you can therefore read about the most important advantages.
Addition of only 7%
If you also use a company bicycle privately, you pay an additional tax rate of only 7% on the consumer recommended price. In comparison, for a company car this is as much as 22% or higher. So a €3,199 electric fatbike means an annual addition of about €224. Depending on your tax rate, this costs only a few euros per month.
In addition, the employer can also choose to reimburse the addition through the working expenses scheme (WKR). In that case, the employee pays nothing extra at all. More information can be found on the website of the Central government.
Small-scale investment deduction (KIA)
For self-employed persons and entrepreneurs who put the bicycle on the company's premises, the KIA may also apply. In fact, for an investment above €2,900, you can claim an additional deduction that reduces your taxable profit. So this makes the purchase of an electric fatbike for business use extra attractive.
VAT deduction
As a VAT-registered entrepreneur, you can also reclaim the VAT on the purchase and maintenance of your business bicycle. In case of mixed use (business and private) you have to apply a correction for the private part. Consult your accountant for the exact calculation in your situation.
Purchasing an electric fatbike for business at STOER Bikes
STOER Bikes from Aalsmeer specializes in electric fatbikes and cargo bikes with belt drive. The Dutch brand was founded in 2022 by brothers Thomas and Joeri with one goal: to build bikes that look different and are technically reliable.
Three models for business use
For business applications, STOER Bikes offers three models:
- UrbanX (€3,199) - All-rounder with high entry, 720 Wh battery and room for two. Voted best fatbike 2024 by AD Fietstest.
- CityX (€3,299) - Low entry variant with the same powerful specifications, ideal for frequent stops.
- CargoX (from €6,495) - Electric cargo bike with 960 Wh battery, 92 Nm of torque and 150 kg payload. Winner German Design Award 2025.
All models feature the Gates CDX belt drive, Bafang center motor, hydraulic brakes with brake lights and removable battery. The standard warranty is also 2 years on motor, battery and all moving parts.
Test drive
Want to try an electric fatbike for business before you decide? Then schedule a test ride at one of the dealers in the Netherlands or Belgium. This is because you can experience for yourself how the bike rides and whether it suits your business activities.
In summary, what do you look for when buying an electric fatbike for business?
So using an electric fatbike for business offers benefits in several areas: lower costs than a company car, tax advantages, fitter employees and a sustainable image. When choosing the right bike, therefore, pay attention to:
- Engine type and torque (mid-engine with at least 50 Nm for business use)
- Battery capacity (720 Wh or more for daily heavy use)
- Frame type (high entry for stability, low entry for convenience, cargo bike for transport)
- Drive (belt drive for minimal maintenance)
- Security (immobilizer, GPS tracking, insurance)
- Tax schemes (7% addition, KIA, VAT deduction)
In short, with the right electric fatbike for business use, you're making a smart investment that will pay for itself for years to come. See the complete assortment of STOER Bikes or take contact on for personalized advice.