Why more and more companies are choosing a business fatbike
A business fatbike is the smart choice for daily transportation for more and more business owners. Whether you make deliveries downtown, visit clients as a consultant or take tools to a job, a business fatbike will get you to your destination faster and cheaper. The wide tires give you grip on any surface, while the electric assistance lets you arrive fresh at your appointment. In this blog, find out which six industries benefit most from a business fatbike and how you can make the switch.
What makes a business fatbike so suitable for entrepreneurs?
As an entrepreneur, you want to get from A to B quickly, flexibly and affordably. A business fatbike combines those three desires in one vehicle. The electric motor allows you to pedal effortlessly through the city, even if you are carrying materials or products. You can park right outside your client's door, without having to search for a free spot or parking permit. This saves you time and money every day.
The thick tires of a fatbike provide stability on cobblestones, wet roads and even unpaved trails. This makes the business fatbike suitable for all kinds of conditions. You are not dependent on the weather or the surface. Thus, you ride comfortably to your appointments all year round. With a model like the STOER UrbanX you benefit from a range of up to 100 kilometers on a single battery charge. That's more than enough for a full working day in and around the city.
You also save big on fixed expenses. You don't pay fuel, road tax or expensive parking fees. Maintenance costs are also lower than for a car or van. Especially if you choose a fatbike with belt drive instead of a traditional chain. Such a belt does not require lubrication and lasts three to five times longer.
Want to know more? Then read our blog about all the benefits of electric cycling for businesses.
Hospitality: deliveries and catering with a business fatbike
Restaurants, cafes and catering companies face logistical puzzles every day. Picking up fresh ingredients, delivering orders or transporting supplies to an event: it all takes time. With a car you quickly get stuck in traffic and run into parking costs. A business fatbike offers a smart solution here.
Picture this: you own a downtown lunch store. Every morning you get fresh produce from the local market. With a fatbike, you ride there in a few minutes, load everything up and get back quickly. No need to drive around looking for parking. That will easily save you half an hour a day.
For catering companies, the business fatbike is just as convenient. Many events take place in places where cars are difficult to get to. Think park parties, festivals or squares in the old town. A fatbike will get your equipment exactly where you need it. The sturdy construction and wide tires keep you stable even with a full load.
Want even more cargo space? Then the STOER CargoX a good option. This cargo bike offers up to 150 kg load capacity and is specially designed for business transportation. With the 92Nm Bafang motor, you pedal effortlessly even when the cargo box is full.
Want to know more? Then read our blog about the STOER CargoX for business use.
Retail and e-commerce: last-mile deliveries with the fatbike
Web shops and local stores are increasingly looking for smart ways to manage their delivery. Customers expect fast delivery, but the costs of traditional delivery services continue to rise. At the same time, more and more city centers are closing to car traffic. A business fatbike offers a way out here.
With a fatbike you deliver orders in areas where delivery vans are difficult or impossible to reach. Think of car-free inner cities, shopping malls or residential areas with narrow streets. You are agile and fast, without getting stuck in traffic jams. That way you combine multiple deliveries in one trip.
Delivery benefits at a glance
- No downtown parking fees or fines
- Faster than a van during peak hours
- Lower operating cost per delivery
- Environmentally friendly and good for your corporate image
Customers also appreciate it when their order is delivered by bicycle. It feels more personal and sustainable than a large delivery truck. For local web shops, this is a great way to stand out from big players. Especially if you are in the city, it pays to use a business fatbike for your last-mile deliveries.
A handy addition for delivery drivers is the STUPID front rack. This increases your loading capacity and distributes the weight better on the bike. This way you ride stably, even with multiple packages.
Want to know more? Then read our blog about sustainable delivery with an electric fatbike.
Construction and maintenance: transporting tools by business fatbike
Contractors, electricians and plumbers transport tools and materials to different locations every day. In the city, this is often a challenge. Parking near customers is expensive and inconvenient, while work sometimes takes place in hard-to-reach places. A business fatbike offers practical solutions here.
You can equip the fatbike specifically for your type of work. With special cases for tools, extra attachment points or a lockbox you have everything safely with you. The electric support ensures that you keep cycling smoothly even with extra weight. Especially with a model like the STOER UrbanX, which can handle loads up to 180 kg.
For minor repairs or maintenance work, a fatbike is often more convenient than a van. You drive straight to the front door, don't have to look for a parking spot and can quickly switch between locations. Especially for urgent jobs in the city center, this saves you a lot of time. And time is money as a self-employed person.
According to Thomas, co-founder of STOER Bikes: “We see more and more self-employed people and small businesses using our UrbanX as a workhorse. The belt drive is a big advantage then, because you don't have the hassle of an oily chain getting dirty on your work clothes.”
Want to know more? Then read our blog about the benefits of belt drive for everyday use.
Care and home care: reaching patients with a business fatbike
Home care workers, physical therapists and other healthcare professionals travel many miles every day. Often these are short trips around town, where parking is time-consuming. A business fatbike offers the flexibility caregivers need.
With a fatbike, you also reach patients in car-free zones or narrow streets where cars cannot fit. You transport medical supplies safely in special bags or cases on the carrier. The electric motor ensures that you still ride comfortably after a busy day. With a range of 80 to 100 kilometers on one charge, you don't need to recharge in between.
Another advantage: as a health care provider on a fatbike, you exude a modern, accessible look. Patients appreciate the personal touch. You literally get closer than with a car. Many healthcare institutions are also looking at more sustainable forms of transportation these days. A business fatbike fits right in.
The STOER CityX is especially suitable for care workers who often get on and off the bike. The Gates CDX belt drive is completely maintenance-free, so you'll never miss out due to a broken chain.
Want to know more? Then read our blog about the STOER CityX and the advantages of a low entry level.
Service: faster from appointment to appointment
Consultants, accountants and real estate agents have full schedules with appointments all over town. Every minute you spend in traffic jams or parking can't be spent with your clients. With a business fatbike, you plan your day differently. You get from A to B faster and therefore can schedule more appointments.
A fatbike works especially well for realtors. You switch effortlessly between home viewings in different neighborhoods. Parking is no problem and you're always on time. As a consultant, you also make an impression when you arrive at your client's home sustainably and sportily. It shows that you think ahead and make conscious choices.
The security of your bike is extra important in business use. That's why STOER bikes have a PIN code immobilizer. The bike only starts when you enter the correct code. This greatly reduces the risk of theft. The UrbanX even has GPS functionality, so you always know where your bike is.
Want extra security? STOER Bikes offers a specially developed bicycle insurance with three years new-value coverage and no deductible in case of theft. You arrange that directly at purchase through your dealer.
Want to know more? Then read our blog about the STOER insurance for your business fatbike.
Creative sector: transporting equipment on a fatbike
Photographers, videographers and event managers regularly transport equipment to various locations. From downtown photo shoots to events at special venues, logistics are a daily challenge. Here, a business fatbike offers unique advantages that a car does not.
As a photographer, you transport your camera equipment safely and stably in special cases. The fatbike takes you to locations where cars don't go: think beach locations, parks or historical sites. You are quiet and inconspicuous there, which is handy for certain shoots. The same goes for event managers: you bring materials right to the location.
A fatbike's wide tires are an added bonus here. You ride smoothly over boulders, grass or dirt roads without shaking or damaging your equipment. That gives peace of mind while transporting expensive cameras and lenses. Combined with the sturdy construction of a STOER bike, you can be sure that everything will arrive safely.
A handy STOER phone holder keeps your navigation in view as you drive to your location. That way you keep two hands on the wheel and still always be in the right place.
Want to know more? Then read our blog about accessories for your STOER fatbike.
Business fatbike comparison: which model fits your business?
| Feature | STOER UrbanX | STOER CityX | STOER CargoX |
|---|---|---|---|
| Price | €3.199 | €3.299 | From €6,495 |
| Range | 80-100 km | 80-100 km | 60-100 km |
| Battery | 720Wh 48V | 720Wh 48V | 960Wh 48V |
| Torque | 55Nm | 55Nm | 92Nm |
| Max. load | 180 kg | 180 kg | 150 kg (bin) |
| GPS tracking | Yes | No | Yes |
| Ideal for | Consultants, freelancers, construction | Care, urban commuting | Hospitality, retail, delivery |
All three models have a Gates CDX belt drive, Tektro hydraulic brakes and a removable battery. The UrbanX won the award for Best Fatbike 2024 in the AD Bicycle Test. The CargoX even won the German Design Award 2025.
Want to know more? Then read our blog about all STOER models and their specifications.
Tax advantages of a business fatbike
A business fatbike is not only practical, but also fiscally interesting. As an entrepreneur, you can often write off the purchase in full on your business. Unlike a leased car, you do not pay an additional tax rate for private use. That saves you a considerable amount of money every month.
The Tax Office also provides opportunities for investment deductions. This applies to entrepreneurs who invest in business assets, which may include a business fatbike. Maintenance costs are also deductible as business expenses. Always consult with your accountant about the exact possibilities for your situation.
Another advantage: the operating costs of a business fatbike are minimal. You pay no fuel, no road tax and no motor insurance. Third-party insurance costs around €50 to €100 per year. Compare that to the monthly cost of a company car. Per year, you can easily save thousands of euros.
Also check out the website of the ANWB for more information on e-bikes and bicycle insurance. They offer independent advice on using electric bikes for business and personal use.
Want to know more? Then read our blog about the financial benefits of a business fatbike.
Here's how to make the switch to a business fatbike
Are you convinced that a business fatbike suits your business? Then it's time to prepare for the switch. Start by mapping out your daily rides. How many miles do you cover? What gear do you take with you? And where are you currently running into problems with parking or traffic jams?
Next, think about the practical side. Provide safe storage and a charging point. You can also remove the battery of a STOER bike from the frame and charge it inside. That's handy if you don't have an outdoor outlet. Charging takes 6 to 8 hours, so connecting overnight is often enough for the next work day.
Want to experience how a corporate fatbike rides first? Then plan a test ride at one of the STOER dealers near you. That way you can feel for yourself how the electric assistance works and which model best suits your work.
We at STOER Bikes understand that every business owner has different needs. Our bikes are designed to meet different business needs. Whether you work in healthcare, run a hospitality business or travel around town as a photographer, we're happy to help you find the right solution. Feel free to contact with us for personalized advice.
Frequently Asked Questions
What does a business fatbike cost compared to a company car?
A business fatbike costs between €3,000 and €6,500 to purchase. Operational costs are minimal: no fuel, no road tax and no parking fees. Per month you will easily save €300 to €500 compared to a company car.
How far will I get with an electric fatbike on one charge?
Most models get 60 to 100 kilometers on one battery charge. That depends on the terrain, your driving style and how much weight you carry. For an average working day in the city, that's more than enough.
Can I use a business fatbike even in bad weather?
Yes, the wide tires actually offer extra grip on wet or slippery roads. Most models are waterproof. With good rain gear, you will ride to your appointments safely and comfortably all year round.
What are the tax advantages of a business fatbike?
You can write off the purchase to your business and there is no addition for private use. Maintenance costs are deductible as business expenses. Always consult with your accountant about the exact options for your situation.
How much weight can I carry on a business fatbike?
The STOER UrbanX and CityX carry up to 180 kg total weight including rider. The CargoX has a bucket load capacity of 150 kg. With the right accessories you distribute the load for the best stability.
What should I arrange in terms of insurance for my business fatbike?
Third-party insurance is mandatory and costs around €50 to €100 per year. STOER Bikes offers a specially developed insurance with three years of new-value coverage and no deductible in case of theft. You arrange this directly at the time of purchase.
How do I get started with a corporate fatbike in my business?
Start with a test drive at a STOER dealer to experience the driving experience. Then map out your daily trips and compare the cost to your current transportation. Get a parking space and charging station, and you're ready to get started.