Why are more and more companies choosing a business fatbike?
A business fatbike is changing the way businesses look at urban transportation. In fact, more and more entrepreneurs are discovering that these bikes, with their wide tires, are a smart solution to everyday logistical challenges. Because you can ride a business fatbike reliably all year round, you also save time and money. In this blog you will read exactly what advantages a business fatbike can offer your company and how you can make the most of them.
What makes a business fatbike so suitable for companies?
First of all, the wide tires of a business fatbike give you stability on almost any surface. In fact, whether you are riding over slippery streets, cobblestones or gravel paths, you will always maintain grip. That's because the thick tires absorb shocks, making for a smooth riding experience. This allows you to fully concentrate on your work without worrying about road quality.
A business fatbike also offers excellent performance in changing weather conditions. Indeed, in rain, wind or even light snow, you remain stable on the road. This is therefore a big advantage over traditional bikes, which often offer less grip in wet weather. In short, this makes a business fatbike a reliable partner for employees who have to hit the road every day.
All-terrain capabilities for urban environments
In urban environments, you encounter all kinds of surfaces. Think of bike paths, streetcar rails, cobblestone streets and parking lots. Fortunately, a business fatbike can deal with this effortlessly. The wide tires do not get stuck in streetcar rails, which is an important safety advantage. At the same time, this allows you to ride comfortably over cobblestones and bumpy roads.
At STOER Bikes we know that business mobility demands reliability. That's why our business fatbikes are equipped with a Gates CDX belt drive, which lasts as much as 20,000 to 30,000 kilometers. That's as much as five times longer than a traditional bicycle chain. So you need to go to the bike shop for maintenance much less often, which then saves time and money.
How does a business fatbike reduce transportation costs?
One of the biggest advantages of a business fatbike is undoubtedly the cost savings. After all, you eliminate fuel costs, parking fees and high insurance premiums that come with company cars. Per month, this allows you to save hundreds of dollars in operational costs.
Lower maintenance costs than cars or scooters
The maintenance of a business fatbike is also minimal compared to motorized vehicles. After all, you don't pay MOT, road tax or expensive motorcycle repairs. Therefore, an annual service and the occasional tire check are usually sufficient. Because STOER Bikes works exclusively with belt drive instead of a chain, this means even less maintenance. After all, the belt does not need to be lubricated and also wears much slower.
"Entrepreneurs are often surprised how much they save with a business fatbike," says Laurens of STOER Bikes. "In fact, sometimes you get as much as 50% of your investment back through various tax schemes."
One-time purchase cost versus ongoing car costs
With a company car, you have to consider depreciation, lease costs and rising fuel prices. With a business fatbike, on the other hand, you make a one-time investment in a sustainable transportation solution. The STOER UrbanX starts from €3,199, for example, and has also been awarded Best Fatbike 2024 by the AD Bicycle Test with an 8.5. For short and medium distances within the city, the cost savings are therefore significant.
Tax breaks and subsidies for businesses
In 2025, there are several tax schemes that make buying a business fatbike more attractive. First, you can reclaim the full 21% VAT on the purchase price when you use the fatbike for business. Second, there is the Small Scale Investment Allowance (KIA), which allows you to deduct up to 28% of the investment amount from your profit.
On top of that, there is also the Environmental Investment Allowance (MIA). In 2025, this allows you to deduct up to 45% extra of the investment amount. Moreover, this is in addition to regular depreciation and KIA. The VAMIL scheme then allows for rapid depreciation. So all these schemes together make a business fatbike a financially smart choice. Want to know more about subsidies? Then read our blog about fatbike law changes 2025.
What logistical problems does a business fatbike solve?
With a business fatbike, first of all, you gain access to areas where cars are not allowed. Pedestrian areas, parks and historic downtowns are therefore suddenly accessible. So you stop directly at clients' premises without searching for parking spaces or risking fines. This saves you valuable time every day as a result.
No more traffic jams during rush hours
Traffic jams are thankfully a thing of the past when you get on a business fatbike. This is because you simply ride alongside traffic and take bike lanes that cars cannot use. This makes your travel times predictable, which of course is important for client appointments or on-time deliveries. The 720Wh battery of the STOER fatbikes also gives you a range of 80 to 100 kilometers, depending on your riding style and support level.
Sufficient charging capacity for business use
A business fatbike also offers a surprising amount of cargo capacity. After all, you can safely transport documents, samples, small goods or presentation materials. For heavier loads, the STOER CargoX is therefore an excellent option. In fact, this cargo bike has a load capacity of 150 kilograms and also has room for 2 to 4 children or business goods. In addition, the CargoX won the German Design Award 2025, thus demonstrating that this is an innovative piece of Dutch design.
Free parking and direct access
In busy inner cities where parking space is scarce and expensive, a business fatbike fortunately offers the perfect solution. After all, you can park for free at bike racks or even right at the entrance of buildings. No waiting lists, no parking fees, no wasted time. Especially for companies that regularly visit clients in urban areas, this is therefore a huge practical advantage.
How does a business fatbike increase productivity?
First of all, employees are on site faster because they don't have to search for parking spots or get stuck in traffic jams. In fact, the direct route to the destination and being able to park at the entrance saves valuable time every day. You can then spend that time on productive activities such as customer calls or deliveries.
Predictable travel times improve scheduling
With a business fatbike, you also know exactly how long a ride will take, regardless of traffic conditions. This therefore makes it easier to schedule appointments and give clients realistic arrival times. This is because you don't have to factor in a time buffer for possible traffic jams or parking problems. As a result, you can schedule more appointments in one day.
Healthier and more energetic employees
Physical activity during work additionally increases employees' energy and focus. After all, instead of stress from traffic jams and parking, cycling provides a healthy dose of exercise. Many employees experience this as a welcome change in their working day. They arrive at their destination fitter and can get straight to work.
Research also shows that employees who cycle regularly are less likely to be sick. So that means lower absenteeism costs for your company. In other words, a business fatbike is not only good for the wallet, but also for the health of your team.
More flexibility in work planning
The elimination of parking restrictions also provides more flexibility. This is because employees can spontaneously schedule additional appointments or take longer routes without worrying about parking time or costs. As a result, this freedom translates directly into more business opportunities. You are thus more agile than competitors who rely on cars.
Which business fatbike suits your business?
At STOER Bikes, we offer several models that are perfect for business use. In fact, each model has specific features to suit different needs. Therefore, below we discuss the main options.
The UrbanX for daily commuting
The STOER UrbanX first of all, is ideal for employees who commute daily. Priced from €3,199 and also rated 8.5 by the AD Bicycle Test, this is an excellent choice. Indeed, the Bafang 250W motor with 55Nm of torque and automatic 2-speed gears ensure a smooth riding experience. The removable 720Wh battery charges fully in 6 to 8 hours in the process.
The CityX for easy entry
The STOER CityX on the other hand, has a low step, which thus facilitates boarding. This model costs €3,299 and is therefore particularly suitable for users who often get on and off the bike. The buddy seat also offers additional storage space for a lock or other items. Indeed, like the UrbanX, the CityX has hydraulic Tektro disc brakes and LED lighting with smart brake indication.
The CargoX for business transportation
For companies that regularly transport goods or materials, the STOER CargoX therefore the ultimate business fatbike. In fact, from €6,495 you get a cargo bike with 92Nm of torque, 960Wh battery and also a load capacity of 150 kilograms. The 100×70 centimeter cargo box therefore offers room for all kinds of business loads. So with built-in GPS tracking and turn signals, you'll ride around town safely and professionally.
How do you secure a business fatbike against theft?
Theft prevention is, of course, a major concern with business cycling. Fortunately, STOER Bikes has given this a lot of thought. In fact, all models come standard with a PIN code immobilizer. So the bike will only start when you enter the correct code. This significantly reduces the risk of theft.
GPS tracking for added security
The UrbanX also has GPS functionality, which allows you to track the location of your business fatbike. The CargoX even has GPS tracking built in as standard. Should your bike be unexpectedly stolen, this allows you to easily track it down. In combination with a GPS Tracker Tracefy Pro so you have maximum protection.
Recommended locks for business use
In addition, invest in a good lock with at least ART 3-4 stars. At STOER Bikes you will find the ABUS chain lock Steel-O-Chain and the ABUS shackle lock Super Extreme Lock 2500. So preferably use two different locks at the same time: a frame lock and a chain lock. In addition, register your business fatbike with the police and take pictures of serial numbers.
Insurance for business fatbikes
STOER Bikes additionally offers a specially developed bicycle insurance for our models. The main advantages are namely new value coverage for 3 years, no excess in case of theft and also 24/7 assistance in case of damage or breakdown. You arrange the insurance directly at purchase through the dealer in just a few clicks.
How do you maintain a business fatbike under heavy use?
In daily business use, a fatbike quickly covers thousands of miles per year. Proper maintenance is therefore important to keep the bike in optimal condition. Fortunately, the good news is that STOER fatbikes require little maintenance thanks to the belt drive.
Weekly checks
First of all, check the tire pressure weekly. Fatbikes in fact require lower pressure than normal bikes, usually around 0.5 to 1 bar. Correct tire pressure therefore ensures optimum grip and comfort. In addition, check the brake pads for wear and tear and test whether the lights are working properly.
Monthly maintenance
Lubricate monthly the moving parts like the chain ... oh wait, STOER fatbikes don't have a chain after all! So the Gates CDX belt drive does not need to be lubricated. Therefore, you only need to check the belt for damage and check the tension. This is therefore one of the great advantages of the belt drive: less maintenance, no dirty hands.
Quarterly and annual maintenance
In addition, have the brakes checked quarterly by a specialist, especially with heavy use. In addition, schedule annual major maintenance. This is because all parts will be thoroughly inspected and replaced where necessary. At a STOER Bikes dealer in your area they can help you with this.
Is an electric business fatbike worth the investment?
For business use, an electric fatbike is almost always a smart investment. This is because the electric support ensures that employees arrive at customers refreshed and also less tired after a working day full of appointments. As a result, this increases productivity and professionalism.
Range and range
First, with the 720Wh battery of the UrbanX and CityX, you will achieve a range of 80 to 100 kilometers. The CargoX with its 960Wh battery, on the other hand, achieves 60 to 100 kilometers, depending on the load. So this is more than enough for most business trips. The battery is also removable, so you can charge it indoors or take a spare battery with you.
ROI calculation for your business
Therefore, calculate for yourself what a business fatbike will save you. First add up the current costs for fuel, parking, maintenance and insurance of company vehicles. Then compare this with the one-time purchase of a fatbike plus minimal maintenance costs. In fact, many companies recoup the investment within one to two years, especially if they take advantage of available tax incentives.
What should you look for when buying a business fatbike?
When choosing a business fatbike, there are several factors to consider. Therefore, the following is an overview of the main points to consider.
Quality of motor and battery
First of all, choose a reliable motor from a reputable brand. In fact, STOER Bikes exclusively uses Bafang motors with automatic 2-speed gears. The batteries also have A-quality cells for maximum longevity. Cheap fatbikes, on the other hand, often have unbranded batteries that wear out faster and can even be a fire hazard.
Hydraulic brakes are a must
With the weight and speed of a fatbike, hydraulic disc brakes are not a luxury but a necessity. In fact, mechanical brakes offer insufficient stopping power, especially in wet weather. STOER Bikes therefore supplies Tektro hydraulic disc brakes with integrated brake lights as standard. This alerts traffic behind you immediately when you brake.
Legal specifications
In the Netherlands, an electric fatbike may have a maximum of 250 watts of motor power and the support must also stop at 25 km/h. Fortunately, all STOER Bikes meet these legal requirements. This is because a fatbike with throttle or higher speed is illegal on public roads and can therefore lead to fines or confiscation. Therefore, always choose a legal, CE-certified business fatbike.
Getting started with a business fatbike
In short, a business fatbike combines cost savings, improved accessibility and increased productivity. For modern business owners who value flexibility and sustainability, it is therefore a logical choice. At STOER Bikes we understand these needs and thus develop bikes that perfectly fit the requirements of business use.
Want to experience for yourself how a corporate fatbike rides? Then plan a test ride at one of our dealers and then discover the difference. You can also contact us for advice on which model best suits your business needs.
Frequently asked questions about business fatbikes
How do I choose the right business fatbike for my business needs?
First, determine your daily transportation needs. After all, how much weight do you need to carry? What distances do you travel? For light goods and commuting, the UrbanX or CityX is therefore suitable. For heavier loads or business transportation, on the other hand, the CargoX with 150 kilograms of payload is the better choice. In addition, also pay attention to the battery capacity when traveling longer distances.
What are the main maintenance points in intensive business use?
First of all, check tire pressure and brakes weekly. Fortunately, STOER Bikes' belt drive requires hardly any maintenance and therefore does not need to be lubricated. Therefore, schedule quarterly brake checks with a specialist and, in addition, annual major maintenance. This is because the wide tires wear differently than normal bicycle tires, so rotate them regularly for even wear.
Can I deduct a business fatbike from taxes?
Yes, in fact, as a business owner you can fully deduct a business fatbike as a business asset. The full 21% VAT is recoverable as a result. You are also eligible for the Small Scale Investment Allowance (KIA) up to 28% and the Environmental Investment Allowance (MIA) up to 45%. For employees, there is also the company bicycle scheme with only 7% additional tax credit on the new value. So keep all receipts of purchase and maintenance.
How do I handle theft and insurance?
First of all, invest in locks with at least ART 3-4 stars and therefore always use two different locks. STOER fatbikes have a PIN code immobilizer and GPS functionality as standard. The specially developed STOER insurance offers new value coverage for 3 years, no excess in case of theft and 24/7 assistance. So register your bike with the police and take pictures of serial numbers.
Is an electric business fatbike suitable for longer distances?
Certainly, as the 720Wh battery of the UrbanX and CityX offers a range of 80 to 100 kilometers. So this is more than enough for most business trips. The electric support also ensures that you arrive refreshed, regardless of distance or weather. The extra cost compared to a non-electric bike is therefore recouped through increased productivity.
What subsidies are available for business fatbikes?
First of all, the SEBA subsidy (Zero Emission Commercial Vehicles Subsidy Scheme) covers up to 10% of the purchase price with a maximum of €1,000 per bike. Local subsidies can also add up to €500 per fatbike on top of national schemes. You have to substantiate here how the fatbikes contribute to CO2 reduction. Applications for the SEBA subsidy are therefore made via the eLoket of RVO.
How do I make sure employees ride corporate fatbikes safely?
First, organize a short ride training, because fatbikes ride differently than normal bikes due to their weight and width. Therefore, provide good lighting (standard at STOER Bikes), reflective clothing and helmets if necessary. In addition, establish clear routes through safe bike paths. In addition, agree on maximum load weights and regularly check that employees are following the traffic rules.