Why do entrepreneurs choose a business fatbike?
A business fatbike offers entrepreneurs exactly what they need: reliable transportation, low cost and a professional appearance. More and more companies are discovering the advantages of these tough electric bikes. After all, the combination of wide tires, powerful engine and low-maintenance belt drive makes a fatbike ideal for daily business use.
Whether you visit clients, deliver products or just bike to the office - with a business fatbike you always arrive relaxed and on time. You are not dependent on traffic jams, parking lots or public transportation. As an entrepreneur, that gives you the freedom and flexibility you need. In this article you will read exactly why a fatbike is so suitable for business use.
What makes a fatbike so suitable for business use?
A business fatbike is distinguished by its wide tires and sturdy construction. This allows you to ride over any terrain without any problems. Whether you are navigating through the city, riding over cobblestones or even have to take unpaved paths to a client location - a fatbike remains stable and comfortable. This is a big advantage for business owners visiting different locations.
Electric support for any distance
The electric assistance ensures that you always arrive fresh to business appointments. You don't have to worry about sweating, even on longer distances or hilly terrain. With the STOER UrbanX you get up to 80-100 kilometers of range on a single battery charge. That's more than enough for a full work week of customer visits.
The automatic 2-speed shifting system of the Bafang motor makes cycling extra easy. You don't have to shift gears yourself because the motor automatically adjusts to the terrain. So you can fully focus on the road and your appointments. This is nice for entrepreneurs who already have enough on their minds.
Stable and comfortable on any terrain
The wide tires of a fatbike absorb shocks much better than regular bicycle tires. As a result, you ride comfortably over clinkers, curbs and bumpy roads. This is a big plus in Dutch cities where the road quality is not always perfect. Your back and joints will thank you after a long day of work.
Even in bad weather, a business fatbike remains reliable. The thick tires provide extra grip on wet roads and even in light snow. This means that you can cycle all year round, regardless of the weather conditions. For business owners who depend on punctuality, this is indispensable.
What cost advantages does a business fatbike offer?
A business fatbike will save you considerable money compared to a car. The cost benefits are great and work through in multiple areas. Let's take a look at the main savings you can realize as a business owner.
No fuel and parking fees
First, you no longer have fuel costs. You simply charge the battery at home or at the office. The cost for this is only a few cents per trip. Compare that to today's gasoline prices - the difference is huge. With average business use, you can quickly save hundreds of euros per month.
Parking is also free with a business fatbike. No searching for a parking spot, no parking fines and no expensive permits. In big cities where parking fees can be as high as €7.50 per hour, you save a small fortune. Add to that the time you save by not having to search for a spot.
Lower insurance and maintenance
Insurance costs for a fatbike are much lower than for a car. You pay no road tax and do not need a MOT inspection. Maintenance costs are also a fraction of what you spend on a car. No oil changes, no expensive engine or gearbox repairs. This makes your operating costs much more predictable.
At STOER Bikes, maintenance is extra low thanks to the Gates CDX belt drive system. This belt lasts 20,000 to 30,000 kilometers, while a traditional chain wears out after only 3,000 to 6,000 kilometers. This not only saves money, but also time you would otherwise spend on maintenance. Read more about the advantages of belt drive on our blog.
Saving time in the city
With a business fatbike, you save a lot of time in urban areas. While cars are stuck in traffic jams, you just ride past them. You can use bike lanes and shortcuts that are inaccessible to cars. For many business owners, this means more time with clients and less stress from traffic congestion.
Do the math: if you save half an hour daily on travel time, that's 2.5 hours per week. Per month quickly 10 hours. That time is much better spent on your business or personal life. So a business fatbike is not only cheaper, it also makes you more productive.
Tax advantages of a business fatbike
As an entrepreneur, you can benefit from interesting tax advantages when purchasing a business fatbike. This is because the government encourages sustainable transportation through various tax schemes. This makes the investment a lot more attractive.
Small-scale investment deduction (KIA)
With the small business investment deduction, you deduct up to 28% of the purchase price from your profit. For a STOER UrbanX of €3,199 means a tax benefit of almost €900. This makes the net investment a lot lower. Note that you must make a minimum of €2,901 in investments per year to qualify for the KIA.
VAT refund
As a VAT-registered entrepreneur, you can claim a full refund of the VAT on the purchase. For a fatbike costing €3,000 including VAT, this gives an immediate €520 benefit. The condition is that you use the bike at least 10% for business purposes. For mixed use, you reclaim the VAT in proportion to the business use.
"2025 really is the year of the business e-bike," says Thomas of STOER Bikes. "With all the tax breaks combined, investing in a CityX, UrbanX or CargoX becomes a no-brainer for business owners."
Low addition
Do you also use the business fatbike privately? Then you pay only 7% additional tax on the recommended retail price. This is much lower than the additional tax liability for a company car. For a €3,000 fatbike, the annual additional tax liability is therefore only €210. This makes a company bicycle fiscally very attractive compared to other means of transport.
How does a business fatbike enhance your professional image?
A business fatbike does more than just transport you. It also strengthens your image as a modern and environmentally conscious business owner. Customers and business partners see that you make conscious choices for sustainability. This distinguishes you positively from competitors who are still completely dependent on cars.
Sustainable and environmentally conscious
More and more customers are paying attention to the sustainability of their suppliers and business partners. Choosing a business fatbike shows that you are not just talking about responsibility, but acting on it. This can be especially valuable in industries where sustainability is important to your target audience.
An electric fatbike emits no CO2 and makes hardly any noise. So you actively contribute to a cleaner environment and more livable cities. This fits perfectly with the growing attention for Corporate Social Responsibility (CSR). More and more clients are even explicitly asking for this.
Always relaxed and on time
With a business fatbike, you always arrive at your appointments relaxed and on time. You are not dependent on traffic jams, parking lots or public transportation. This reliability adds to your professional reputation. Clients appreciate it when you are punctual and don't come in stressed.
You can also respond flexibly to last-minute changes in your schedule. Need to be somewhere else quickly? Just grab your fatbike and go. No hassle with parking or public transportation. This flexibility is golden for entrepreneurs with busy schedules.
Standing out in a positive way
A fatbike stands out because of its unique look. This can serve as a talking point during networking events or client visits. It shows your personality and can help build relationships. People remember entrepreneurs who stand out in a positive way.
At STOER Bikes you can even personalize your fatbike in your corporate identity. That way, your bike becomes a driving advertisement that reaches thousands of people every day. That's free marketing with every ride you take.
Why is a belt drive more practical for business use?
A business fatbike with belt drive has great advantages over a traditional chain. This is because the Gates CDX belt used by STOER Bikes is virtually maintenance-free. This is ideal for busy business owners who don't have time for regular bike maintenance.
No lubrication and cleaning required
A belt drive requires no lubrication. So you never have to get your hands dirty on your chain again. This is especially nice when you go straight from your bike to a meeting. No chain grease on your clothes or hands - you always look presentable.
Cleaning a belt is also much easier than a chain. A wet cloth is enough to remove any dirt. This will save you time and effort better spent on your business.
Longer life and lower costs
The Gates CDX belt lasts 20,000 to 30,000 kilometers. A traditional chain has to be replaced after only 3,000 to 6,000 kilometers. This means that a belt lasts 3 to 5 times longer. Just calculate how much you save on replacements and mechanic costs over the lifetime of your business fatbike.
Less downtime is also an important benefit. A broken chain can ruin your day, but with a belt drive you don't have to worry about this. The belt almost never breaks during normal use. So your business fatbike is always ready when you need it.
Quieter and more professional
A belt drive works much quieter than a chain. You hear virtually no noise from the drive. This comes across as more professional when you arrive at customers' homes. No rattling or squeaking - just the smooth operation of a modern electric bike.
Which STOER fatbike suits your business?
STOER Bikes offers several models suitable for business use. Each model has its own strengths. Below we help you make the right choice for your situation.
STOER UrbanX: the versatile business fatbike
The STOER UrbanX is ideal for entrepreneurs who visit many different locations. A range of 80-100 kilometers per battery charge will get you through an entire work week. The 720Wh battery fully charges in 6-8 hours. The model won the title Best Fatbike 2024 in the AD Bicycle Test with an 8.5 rating.
The UrbanX has standard GPS functionality and a PIN code immobilizer. So your business fatbike is well protected against theft. The maximum load is 180 kg, including any luggage or a passenger on the 2-person saddle.
STOER CityX: low boarding for convenience
The STOER CityX has a low step-in for added convenience. This makes the model popular with business owners who get on and off frequently. The buddy seat offers convenient storage for your lock or other items. Technically, the CityX is similar to the UrbanX, with the same reliable Bafang motor and Gates CDX belt drive.
STOER CargoX: for transport and delivery
Do you regularly need to transport products or materials? Then the STOER CargoX the ideal business fatbike. This cargo bike has a load capacity of 150 kg and a large container of 100×70 cm. The powerful 92Nm motor ensures a smooth ride even with a full load.
The CargoX won the German Design Award 2025 for Excellent Product Design. With standard GPS tracking, turn signals and a waterproof display, this cargo bike is fully equipped for professional use. Learn more about the options for business insurance.
Securing your business fatbike
A business fatbike is a valuable investment that you want to protect well. STOER Bikes therefore has standard security features built into all models.
Immobilizer with PIN code
All STOER fatbikes have a PIN code immobilizer. The bike starts only when you enter the correct code. This significantly reduces the risk of theft, because without a code the bike is virtually unusable. Thieves prefer bikes they can immediately use or resell.
GPS tracking for added security
The UrbanX has standard GPS functionality and the CargoX has full GPS tracking built in. This way you always know where your business fatbike is. Should the bike be stolen despite all measures, a tracker greatly increases the chances of retrieval.
Want extra security? At STOER Bikes you will also find ART approved locks and the Tracefy GPS tracker as an accessory.
Getting started with a business fatbike
Are you convinced of the benefits of a business fatbike? Then the next step is to choose the right bike for your situation. At STOER Bikes we are happy to help you with personal advice.
Test drive
The best way to experience whether a business fatbike suits you is by taking a test drive. That way you can feel for yourself how the bike rides and which model suits you best. STOER Bikes has dealers throughout the Netherlands where you can go for a test ride.
Custom advice
Do you have questions about options for your business? Get in touch With STOER Bikes for personal advice. We are happy to help think about the best solution for your situation, including tax benefits and possible personalization in your corporate identity.
STOER Bikes scores 4.7 out of 5 stars on Trustpilot. Customers appreciate the personal service and quality of the bikes. As a Dutch company from Aalsmeer, we are close to our customers and respond quickly to questions.
Frequently asked questions about business fatbikes
How long does a business fatbike's battery last during a workday?
Most STOER fatbikes have a range of 80-100 kilometers per charge. For business owners who ride 20-40 kilometers a day, this is more than enough. You easily charge the battery overnight, so you start each morning with a full battery. The CargoX even has a larger 960Wh battery for extra range.
Can I use a fatbike even without electric bike experience?
Yes, electric fatbikes are precisely designed to be user-friendly. You can build up the electric support gradually and the wide tires give extra stability. STOER Bikes' automatic shifting system makes cycling extra easy. Most users get used to the electric support within a few rides.
What should I look for when choosing a business fatbike?
Pay particular attention to the quality of the battery and motor, the presence of a belt drive for low-maintenance operation, and practical features such as security and lighting. Choose a reliable brand with good service, because as a business owner, you can't afford downtime. Also check the warranty terms.
What about the safety of fatbikes in traffic?
Fatbikes are actually safer than regular bikes because of their stability and visibility. The wide tires give more grip and the electric assistance helps you ride smoothly with traffic. STOER Bikes have standard LED lights with brake light function. However, always wear a helmet and reflective clothing in dark weather.
What tax advantages can I take advantage of as a business owner?
As an entrepreneur, you benefit from the small scale investment allowance (KIA) of up to 28%, full VAT refund on business use, and a low additional tax rate of only 7%. The combination of these schemes makes the net investment much lower. Consult your accountant for specific options in your situation.
How do I maintain a business fatbike with belt drive?
A belt drive requires minimal maintenance - no lubrication and rarely replacement. Check tire pressure and brakes regularly, and have a professional check annually. Maintenance costs are between €50-150 per year, much lower than cars or traditional chain bikes.
What do I do if my business fatbike breaks down during a work day?
STOER Bikes has an extensive dealer network throughout the Netherlands. In case of a breakdown, you can contact them for prompt assistance. Also consider a bicycle insurance with roadside assistance. STOER insurance provides 24/7 assistance in the event of damage or breakdown.