Free delivery in NL and BE
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STOER Secured Fatbike & Bakfiets Insurance Against Theft and Damage

Netherlands

Model
Purchase price excluding accessories
Premium other areas EN
Premium cities* EN
CargoX 2026
€ 6.495
€ 20,62
€ 48,95 **
CargoX 2025
€ 5.495
€ 17,85
€ 42,19 **
UrbanX / CityX 2025
€ 2.999
€ 19,83
€ 34,79
UrbanX 2026
€ 3.199
€ 20,69
€ 36,30
CityX 2026
€ 3.299
€ 21,34
€ 37,43
Ultimate S1+
€ 2.895
€ 19,17
€ 33,63

Premiums are calculated based on monthly rates.
Premiums are based on purchase value without accessories and exclude policy fees.
* This includes places with an increased risk of theft.
** The CargoX in major cities is subject to mandatory overnight parking. If you do not own or have the option of overnight storage, contact Verbeek Advies directly. They will then arrange it for you with a custom application. Because they like to think with you and have a solution for this as well!
*** When purchasing a CargoX that is purchased on a business basis, business insurance is also applicable. I.e. the purchase value excluding VAT and you must also complete the legally required UBO declaration. Please contact Verbeek Advies about this, they will help you with this, with the correct form.

If in doubt about the correct region or other questions, contact Verbeek Advies | www.verbeekadvies.nl | info@verbeekadvies.nl | 0297 - 327272 evenings or weekends.

Belgium

Model
Purchase price excluding accessories
Premium
CargoX 2026
€ 6.495
€ 39,62**
UrbanX 2025
€ 2.999
€ 28,75**
CityX 2026
€ 3.299
€ 30,94
UrbanX 2026
€ 3.199
€ 30,00

Premiums are calculated based on monthly rates.
Premiums are based on purchase value without accessories and exclude policy fees.

Type of application

Duty to inform

Information and control obligation

The policyholder is responsible for the answers to the final questions. Even if someone else has answered the questions. As the policyholder, check that the information on the policy schedule is correct. Is it not correct? Then report this to us as soon as possible.

Duty to Communicate

The policyholder has a duty of disclosure. This means that he must provide us with all requested information when he takes out insurance. Does anything change during the term of the insurance policy? Please inform us as soon as possible. Has the policyholder - or someone else who has an interest in this insurance policy - answered the question incorrectly? Then he must report this to us immediately after receiving the policy document. We can then terminate the insurance or make additional arrangements.

Does a claim report show that the duty of disclosure was not fulfilled? Then we can decide not to compensate part or all of the damage. We can also terminate the insurance if we would have refused the insurance based on the complete information.

Disclaimer

The information displayed on this website is compiled by us with care. Nevertheless, we cannot guarantee the accuracy and completeness of the data, information or advice.

The information is general in nature and does not apply to individual situations and persons. The content of the website cannot be considered as
personal advice. No rights can therefore be derived from the information. Changes may be made without prior notice. With regard to insurance, the policy and policy conditions always determine the relationship between you and us. If you have any questions about the information on this website or about your policy or policy conditions, please contact Verbeek Advies.

Register your bike

If you register your STOER bike with us, we can help you much better. We then know exactly which model you have, when you bought it and what parts go with it. Do you have a question or is there something wrong? Then we can think along without you having to figure everything out.

Plus, we can contact you directly in the event of a recall or safety alert. And should something ever go wrong, the warranty process goes a lot smoother because we already have all the details.

Registering takes less than a 1 minute and saves you a lot of hassle later. Register your bike here!

Your STOER Bike always well insured

With the STOER insurance through VerbeekAdvies your bike is optimally protected. Whether it's theft, damage or a collision. You are assured of fast assistance and extensive coverage. With no excess in the event of theft and a 3-year new-for-old warranty. So you always ride with peace of mind.

Benefits at a glance:

  • 3 years of new value coverage (no depreciation)

  • No deductible in case of theft

  • Damage & collision included as standard

  • Free legal help for damages

  • Roadside assistance available for only €10 per year

  • 24/7 damage and theft service

  • Insured through a reliable Dutch insurer

Cleverly and quickly arranged at your dealer

No hassle with paperwork or loose forms. Thanks to the new application form, you arrange the insurance directly at purchase with your dealer. Within a few clicks everything is arranged. Extra convenient: 24/7 assistance in case of damage or theft and optional roadside assistance for only €10 per year.

Why this works for you and your client:

  • Settled within 2 minutes on delivery

  • Less administration for you as a dealer

  • Extra service for your customer

  • Increases customer satisfaction and trust

  • Dealer support, including Sundays and holidays

  • Sales-ready with minimal effort

  • Everything digital, so no loose documents needed

Why purchase bicycle insurance?

A STOER Bike is a valuable investment, which is why you naturally want to enjoy it for as long as possible. With good insurance, you are not only protected against theft and damage, but also against unexpected costs. That's why it's smart to get your e-bike properly insured right away. Whether you go out on the road every day or want to secure your bike for unforeseen situations, an insurance policy will ensure that you keep cycling without worry.

Theft insurance: maximum security

Electric bikes are popular, but unfortunately also popular with thieves. That's why a good theft insurance policy is essential. If your STOER Bike is stolen, you will receive compensation with which you can quickly purchase a new bike. This way, you always stay mobile and don't have to worry about unexpected costs. With the right insurance, you can hit the road with peace of mind!

Flexible insurance for individuals and business users

Whether you use a STOER Bike for private rides or business objectives, it is important to choose the right insurance. That's why there are several insurance options available, such as theft and damage insurance or full all-risk coverage. In this way, you are protected against unexpected costs and you can always continue cycling carefree. Compare the options and choose the protection that best suits your use!

Get insurance in minutes

The take out insurance for your STOER Bike is simple and fast. Within minutes you arrange the right coverage, giving your bike optimal protection against damage and theft. Therefore, you can hit the road with peace of mind and enjoy every ride carefree. In short, with the right insurance you are always well prepared!